Special offer for DAK

Special Offer
for DAK Health Insurance

a family at the park

100% cover for all medical costs

100%

Monthly insurance premium covers 100% of consultation and treatment costs in Germany.
Public health insurance covers everything from organ transplantation to artificial insemination and cancer treatment.

However, expenses related to homeopathy, oriental medicine, herbal medicine and Ayurveda originating in India are not covered.

Proffesional Teeth cleaning is covered

In general, DAK public health insurance cover the cost of cleaning teeth for up to 60€ every year.
But if you apply for DAK plan through Easy to Germany now, the maximum coverage can be 120€ every year.

60€120€

Covers vaccination costs for overseas travel

The cost of regular vaccinations is covered 100%.
Also, the cost of vaccinations for overseas travel, such as rabies and malaria prevention, is also guaranteed 90%.

Plus,

Vaccination for HPV is 100% covered !

vacctination for hpv

In general, DAK health insurance does not cover for vaccination for HPV(Human papillomavirus).
Unfortunately, German law does not mandate HPV vaccination.

However, if you apply for DAK health insurance through us, the cost of vaccination is 100% covered.

HPV can cause condyloma acuminatum, anal cancer, and cervical cancer. Especially since 95% of cervical cancers have been found to be caused by HPV, many of medical doctor advises women should get vaccination.

You can receive this special benefit only through Easy to Germany.

Furthermore,

Get a 252€ cashback bonus now !

a cashback bonus

If you apply for below health insurance packages through Easy to Germany,

  • Easy to Germany DAK plan Basic with Dental care
  • Easy to Germany DAK plan Basic with Glasses care
  • Easy to Germany DAK plan Comfort
  • Easy to Germany DAK plan Premium

everyone who sign up for these plans will get a € 252 cashback for the first year.
(210€ for Cash back bonus per year + 42€ Welcome bonus for first year)

After the first year, DAK will pay 210 € as same bonus.

This special bonus is provided only by Easy to Germany!

You can find information about this special offer below.

Why cashback is possible?

This is very special bonus and you can receive it only if you apply for DAK products though Easy to Germany.

And you can apply for this bonus only if you applied for Additional Insurance together such as travel health insurance and dental insurance.

Applying for additional insurance can be very beneficial to your health and reduce the risk of expensive treatment costs due to sudden illness or injury.

Therefore, having a healthier and safer customers is a huge benefit for DAK in reducing costs.

How to receive cashback

You cannot receive cashback benefits simply by applying.
Cashback occurs when you take one of the following five actions.

  1. Receive treatment at a medical institution. (All costs are covered.)
  2. Get vaccinated (all costs covered)
  3. Get a tooth cleaning (costs is covered up to € 60 per year)
  4. Use a general gym or other sports facility and get a certificate
  5. Use sports facilities at your university and get a certificate

All DAK plans with Easy to Germany

Most
Popular
Basic with
Dental care
Basic with
Eyes care
Comfort Premium
coverage
Health insurance coverage 100%

Monthly premium covers 100% of your medical costs in Germany.
(includes basic dental treatment)

Proffesional Teeth cleaning MAX 120€

DAK covers proffesional tooth cleaning up to 60 euros per year in addition to general dental care.

Cover HPV Vaccination 100%

If you apply for DAK health insurance through us, the cost of vaccination is 100% covered.

Bonus
Easy to Germany Special Bonus 252€
CASH BACK

If you apply for DAK's health insurance through Easy to Germany,
you will receive a bonus of 252 € cashback for the first year.

Extra Coverage
Travel Health Insurance MAX 56 days

This extra insurance covers all medical expenses outside Germany.

Your option
a cashback bonus

SPECIAL

Dental Care

This package cover 50% of the cost for Esthetic Dentisty and special treatment costs like implant.

-
-
a cashback bonus Eyes Care

Covers 80% of purchase and repair costs for contact lenses and glasses. Covers LASIK surgery and hearing aid costs.

a cashback bonus

SPECIAL

Dental Care

This package cover 70% of the cost for Esthetic Dentisty and special treatment costs like implant.

a cashback bonus Eyes Care

Covers 80% of purchase and repair costs for contact lenses and glasses. Covers LASIK surgery and hearing aid costs.

a cashback bonus

SPECIAL

Dental Care

This package cover 90% of the cost for Esthetic Dentisty and special treatment costs like implant.

a cashback bonus Eyes Care

Covers 80% of purchase and repair costs for contact lenses and glasses. Covers LASIK surgery and hearing aid costs.

Monthly Premium
Monthly
0
Basic with
Dental Care
Monthly
0
Basic with
Eyes Care
Monthly
0
Comfort
Monthly
0
Premium
Check your Monthly Fee
 

All documents you need

You need one of the following documents to apply for DAK plans :

  • ID issued by the EU or German government
  • Your passport

You do not have to prepare many documents to apply for public health insurance.

Who can apply for public insurance

Bachelor and Master students

Students studying at German universities can basically apply for public insurance.
We basically recommend applying for public insurance because most of universities in Germany does not accept private health insurance.

Also, you should apply for public one first.
Since once you choose private insurance, it is difficult to change to public insurance.

However, only the following people can apply for public health insurance:

  1. Students who are under 30 years old and have not completed more 14 semesters
  2. Exchange student

People who doesn't apply to any of them have to apply for private health insurance.

PhD student, Internship students

You can choose between private and public insurance. However, if you have never had any health insurance in Germany or schengen area before, there is some rules to have a public health insurance.

PhD students have no right to apply for public health insurance when the following applies:

  1. You receive any scholarships
  2. Older than 30 years old
  3. You have finihsed more than 14 semesters
  4. You are from a country that is not in the EU and has no social security agreement with Germany

(*) Germany has currently signed social security agreements with following 20 countries : Australia, Albania, Brazil, Bosnia and Herzegovina, Chile, Israel, India, Japan, Canada and Quebec, Kosovo, Morocco, North Macedonia, Montenegro, Philippines, Republic of Korea, Republic of Moldova, Serbia, Tunisia, Turkey, Uruguay, USA

(*) Germany has currently signed a special agreement, a so-called delegation agreement with the following country: People's Republic of China

Language school students

Language school students are not eligible to apply for public insurance. You need to apply for Private health insurance

Easy to Germany offer you cheapest and perfect health insurance for visa application.

Au pair students

Au pair students has no chance to apply for public health insurance.
Therefore, you have to apply for private health insurance.

The costs of monthly premium for private health insurance are paid by the host family.

Employee

Employees are required to apply for public insurance.

Your employer must enroll you with any public insurance company.

If your annual income is more than € 62,550, you have the right to choose between public and private insurance.

However, if you have never had any health insurance in Germany or schengen area before, it would be easier to apply for public health insurance first even though you want to have private one.

Because it can be more complicated to have a private health insurance than public one. Generally, you will have to go to doctor to check your health first. And the costs will not be covered.

Freelancer and Self-employee

If you are from abroad and you have never had public health insurance before in EU, you always have to apply for private health insurance.

Working Holiday

If you stay in Germany for a working holiday, you cannot apply for public insurance. You must apply for private insurance.

And lots of case you will be asked if your health insurance in Germany includes liability insurance or not. So it is better to apply for visa application that includes liability insurance.

Guest Reseacher and scientists

If you are Guest scientists or reseacher with employment contract, You can choose between public health insurance and private health insurance.

However, Guest scientists or reseacher with scholarship cannot apply for public health insurance.

When your insurance coverage starts

The timing of initiating DAK and other German public insurance coverage is different from that of private insurance.

Private insurance starts at the moment an application is accepted or at any time.
However Public insurance coverage starts from the beginning of your university semester or the beginning of the working period in the working contract.

Please keep in your mind that if you get a student visa for Germany in your country and arrive in Germany before the university semester begins, the public insurance coverage has not yet started.
That means that you are not covered by any insurance from the time you arrive in Germany until the beginning of your university semester.
German law requires that all people living in Germany have insurance. For this reason, you violates the law and in the worst case you may be deported.

In order to avoid this problem, you must apply for private insurance until the beginning of the university semester since you can not apply for public insurance if you are not a student or employee in Germany.

However if you have a guarantor , you do not need to have a guarantor.

If you apply for a DAK plan through Easy to Germany before you arrive in Germany, An insurance agency with an agreement with Easy to Germany will be your guarantor until public health insurance coverage starts.

Ideal insurance for visa applications

vacctination for hpv Certificate required for visa will be sent within 24 hours

You will receive the insurance certificate which you need to apply for a visa application within 24 hours via E-mail.

Easy to Germany is your guarantor

If you arrive before the start of the public insurance coverage period, Easy to Germany is your guarantor and you do not need to apply for private insurance.

Get a visa application form same time

You can apply for a visa application form and insurance at the same time.

Change your health insurance to DAK!

Easy to Germany DAK plan is also recommended for those who already live in Germany and have another public health insurance.

More than 18 months have passed since your previous public insurance coverage starts

Anyone who meets this requirement can apply for the Easy to Germany DAK plan and receive a cashback bonus.

Changing your insurance is 100% possible

Basically, if you want to change your public insurance, you can definitely change it after 18 months from coverage starts. However, Private insurance companies may refuse to change from public insurance to private insurance.

How to cancel a public insurance

In general, public insurance cancellations must be notified to the insurance company 2 months in advance.
Different insurance companies have different contracts, so be sure to check when changing insurance.

We will make a cancellation for you !

If you tell me your previous insurance number and which insurance company when you apply, we will help for your cancellation of your previous health insurance.

Please note it is possible only if you have a public health insurance at this moment.